How does Iowa's income tax compare to other states?

Iowa has a 4.4% flat state income tax rate. On a $75,000 salary, Iowa residents pay approximately $3,300 in state income tax — about $3,300 less per year than Texas (no state tax) residents keep in take-home pay on the same salary.

IowaSalary Calculator 2026 — Take-Home Pay After Federal & State Taxes

Q: What is Iowa's state income tax rate for 2026?

Iowa has a flat income tax rate of 4.4% in 2026. The rate applies to taxable income after allowable deductions.

2026 federal + Iowa state tax rates · updated June 2026

Iowa State Income Tax — 2026

Top Rate

4.4%

Structure

Flat rate

Type

flat

Calculate your Iowa take-home pay

Annual take-home

$57,849

Monthly

$4,821

Bi-weekly

$2,225

Effective rate

22.9%

Iowa Take-Home Pay at Common Salary Levels

Single filer, standard deduction, no pre-tax deductions.

Annual Salary	Federal Tax	State Tax	FICA	Take-Home/Year	Monthly
$40,000	−$2,762	−$1,760	−$3,060	$32,419	$2,702
$60,000	−$5,162	−$2,640	−$4,590	$47,609	$3,967
$75,000	−$8,114	−$3,300	−$5,738	$57,849	$4,821
$100,000	−$13,614	−$4,400	−$7,650	$74,336	$6,195
$150,000	−$25,247	−$6,600	−$11,475	$106,678	$8,890

Iowa vs. Texas — $75,000 Salary

Iowa

$57,849

/year take-home · $4,821/month

Federal tax: −$8,114

State tax: −$3,300

FICA: −$5,738

Texas (no state tax)

$61,149

/year take-home · $5,096/month

Federal tax: −$8,114

State tax: $0

FICA: −$5,738

Living in Iowa vs. Texas costs $3,300 more per year in state income taxes on a $75,000 salary ($275/month).

Compare any two states side-by-side →

$75,000 Salary Breakdown in Iowa

Single filer, 2026 rates.

Item	Annual	Monthly	Bi-weekly
Gross salary	$75,000	$6,250	$2,885
−Federal income tax	$8,114	$676	$312
−Social Security	$4,650	$388	$179
−Medicare	$1,088	$91	$42
−State income tax	$3,300	$275	$127
Take-home pay	$57,849	$4,821	$2,225

About Iowa Income Tax

Iowa moved to a flat 4.4% income tax rate in 2025 as part of a multi-year tax reform that also eliminated the top brackets (previously as high as 8.53%). The flat rate applies to all taxable income. Iowa further reduced the burden on retirees by exempting most retirement income — Social Security, pensions, 401k distributions, and IRA withdrawals — from state income tax for taxpayers 55 and older. Iowa conforms to the federal standard deduction. The state has no local income taxes. Iowa's property taxes are above the national average, particularly for agricultural land. The ongoing reform trajectory (targeting 3.9% by 2026 per earlier legislation — check current law) makes Iowa increasingly competitive for workers and retirees. Des Moines and other Iowa cities have no local income taxes beyond the state rate.

Frequently Asked Questions

What is Iowa's state income tax rate for 2026?

Iowa has a flat income tax rate of 4.4% in 2026.

How much take-home pay will I get on a $75,000 salary in Iowa?

A $75,000 salary in Iowa yields approximately $57,849/year ($4,821/month) for a single filer after all federal and state taxes. The effective total tax rate is 22.9%.

How much take-home pay will I get on a $100,000 salary in Iowa?

A $100,000 salary in Iowa yields approximately $74,336/year ($6,195/month) for a single filer. Effective total rate: 25.7%.

Salary calculators for Iowa

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Calculations use 2026 IRS tax brackets and standard deductions. Iowa state income tax rates are approximations for typical earners and may not reflect all local taxes, surcharges, or credits specific to your situation. Estimates only — consult a tax professional for personalized advice.