MinnesotaSalary Calculator 2026 — Take-Home Pay After Federal & State Taxes

Minnesota has a four-bracket progressive income tax with rates of 5.35%, 6.80%, 7.85%, and 9.85%. The 9.85% top rate applies to income above $183,340 (single, 2026), making Minnesota one of the highest-taxed states for upper-income earners. For a single filer earning $75,000, the effective state rate is approximately 6.8%. Minnesota recently expanded Social Security income taxation reduction, and the 2023 legislature made a large portion of Social Security income tax-free. The state conforms to the federal standard deduction with modifications. No cities in Minnesota levy local income taxes. Minnesota has moderate property taxes. The state invests heavily in public education, parks, and infrastructure. Minneapolis and St. Paul residents pay no city income tax. Minnesota's tax burden is offset by strong public services and quality of life metrics, though the high top rate affects high earners significantly.