OhioSalary Calculator 2026 — Take-Home Pay After Federal & State Taxes

Ohio has a four-bracket progressive income tax with rates of 0%, 2.75%, 3.226%, and 3.5%. Income up to $26,050 is tax-free at the state level. The 3.5% top rate applies to income above $115,300. Ohio significantly reduced its rates in 2023, consolidating from a six-bracket system. Ohio has an unusual additional complication: 600+ municipal income taxes. Columbus levies 2.5%, Cleveland 2%, Cincinnati 1.8%, and most smaller cities have their own rates (typically 1–2.5%). Municipal taxes apply to all income earned in that city. Ohio residents working outside their home city may get a credit for municipal taxes paid elsewhere. This layer of local taxation makes Ohio's effective rate considerably higher than the state rate alone — typically adding 1.5–2.5% for metro-area workers.